Funded Case Studies.
Real results for real clients. Explore how Myers Capital Hawaii structures complex private lending deals to meet unique financing needs nationwide.
Loan Amount
$4,200,000
Property Value
$6,500,000
LTV / Rate
65% @ 10.5%
Term
12 Months
Payment Type
Interest Only
Rate Type
Fixed
Closed Date
10/15/2023
Deal Summary
Myers Capital Hawaii structured a creative financing solution to close this jumbo residential deal under tight deadlines. The borrower needed rapid liquidity to seize a time-sensitive investment opportunity while their primary asset was undergoing a long-term refinance.
A deep analysis of local market conditions and the property's unique positioning was conducted to underwrite a $4.2M bridge loan, ensuring maximum ROI and flexibility for the client without disrupting their broader financial strategy.
Main Highlights
- Secured funding in 14 days from initial application
- Creative financing solution for unique luxury property
- High LTV allowance for the jumbo residential category
Loan Amount
$2,800,000
Property Value
$4,000,000
LTV / Rate
70% @ 11.0%
Term
18 Months
Payment Type
Interest Only
Rate Type
Fixed
Closed Date
11/02/2023
Deal Summary
An experienced commercial investor sought financing for the acquisition of a multi-tenant retail center in Kailua-Kona. The property was underperforming, but the investor had a clear plan to stabilize the asset by securing long-term leases with national tenants.
A $2.8M commercial bridge loan with a 70% LTV was provided, giving the sponsor the necessary capital to acquire the property and execute their stabilization strategy before transitioning to permanent financing.
Main Highlights
- Rapid closing for commercial acquisition
- Competitive rate for prime retail space
- Flexible term length to allow for tenant stabilization
Loan Amount
$1,100,000
Property Value
$1,600,000
LTV / Rate
68% @ 9.5%
Term
30 Years
Payment Type
Amortized
Rate Type
Fixed
Closed Date
09/20/2023
Deal Summary
This transaction involved the acquisition of a high-performing short-term rental condominium in the heart of Waikiki. The investor sought a 30-year fixed-rate loan to lock in borrowing costs and ensure positive cash flow from day one.
Using the DSCR loan product, the property was underwritten based purely on its robust rental income history rather than the borrower's personal income, streamlining the approval process and maximizing leverage for the investor.
Main Highlights
- Strong DSCR ratio validated by short-term rental income
- Prime Waikiki location with high occupancy history
- Long-term fixed rate for predictable cash flow
Loan Amount
$850,000
Property Value
$1,200,000
LTV / Rate
70% @ 12.0%
Term
9 Months
Payment Type
Interest Only
Rate Type
Fixed
Closed Date
12/05/2023
Deal Summary
A seasoned flipper identified a distressed single-family home in the rapidly growing Kapolei market. They needed a reliable lending partner to fund both the acquisition and the comprehensive renovation costs.
Myers Capital Hawaii stepped in with a $850,000 Fix & Flip loan, covering the purchase and 100% of the rehab budget. The swift execution allowed the borrower to complete the renovation and list the property within their ambitious 9-month timeline.
Main Highlights
- Full rehabilitation budget funded
- High After Repair Value (ARV) margin
- Short-term turnaround aligned with borrower's schedule